Hey friend! This year, you can give your friend another scarf. Or, you can give your son & daughter in law another movie. You can even give your brother another video game. OR! This year you can give them a totally unique gift. You can give them a gift that will help them dream again, … Continue reading Give the gift of financial coaching
As a Preferred Ramsey Coach, I happily coach my clients through the baby steps. Even after helping hundreds of folks, it never gets more complicated or less simple than these magical steps. If you think it is, that's when you need to reach out to me for 1-on-1 coaching and I'll help you. Step 1: … Continue reading Your step-by-step path to financial freedom
If you don't know how to use a budget, don't feel bad. Only about 32% of households use a budget according to a Gallup poll. Think about how much debt you have. Go ahead, I'll wait. Add up the car payments, student loan payments, furniture payments, credit card payments and whatever else is lurking behind that credit score. What could you do with that money every month? What if that money was paying for your future instead of your past?
Food is the most important thing you can buy with your money. Well, that was dramatic, wasn't it? But it's true. Besides oxygen and water, food is the most basic survival need. Now, most of us are blessed in that we don't wonder where our next meal is coming from or if we can afford … Continue reading How to tame your food budget
One of the first sounds of my day today was an excited screaming voice memo from a client who is now credit card debt free. I was as excited as she was and it made me pause and think... Paying off debt isn't fun for most people. Yes. Paying off debt isn't fun. Most people … Continue reading Make it fun!
Let's flashback to November 2015. I was 8 months pregnant. I knew my husband was leaving for a year in two months. I'd accepted my fate, in my mind, with a sort of honorable stoicism. Imagine my surprise when I was in church for a sermon called "Surviving vs. Thriving." The remember the graphic from … Continue reading Lean into the hard
I like to advise clients to save cash & save calories!Pizza Movie Night is a long-standing tradition in many homes.The best way to save money & save calories is to make your own pita pizza at home. You can purchase ingredients that will last many Fridays for the price of one large pizza. And your … Continue reading Saving cash & saving calories
Put Your Big Girl Panties on will give you applicable questions, exercises, and advice from someone just like you. It will feel like a conversation at a coffee shop, filled with knowing glances and giggles. It will give you a safe space to feel the things you’re feeling while also coaching you ever closer to a better version of you. You see, one thing is absolutely 100% true. No one else is going to come along and magically save you. You are the hero of your own story. You are the one that is going to make your best life possible. You are going to show up for yourself, you are going to solve your own problems. And you’re going to feel really confident and satisfied when you do. You’re going to save yourself. Let’s go.
There are many negatives people come up with when it comes to the envelope system. Some of them may be valid-ish. However, we're not trying to be "smart" here. We're trying to form discipline, be really wise and make new habits. We're trying to modify behavior. It's like why we want you to stick to an exercise program when you're trying to get in shape. We're not going to be willy nilly, we have a plan for a reason!
Becoming debt free is more about your behavior than your knowledge. It's kind of like how you already know that you need to stop eating so much Chick Fil A. It's kind of like you already know you should be exercising. It's not about what you know, it's about what you're doing.