Make it rain!

There are many negatives people come up with when it comes to the envelope system. Some of them may be valid-ish. However, we're not trying to be "smart" here. We're trying to form discipline, be really wise and make new habits. We're trying to modify behavior. It's like why we want you to stick to an exercise program when you're trying to get in shape. We're not going to be willy nilly, we have a plan for a reason!

Fund the future

The money you earn each month can either be funding your future or paying for the past. I think it’s more fun and definitely more freeing to fund the future! If you've got debt, you're paying for the past. I don't know about you, but don't want to be working out of obligation of a debt owed. I would rather my money and my hard work be for something in my future, something I want for me or for my family. Not only does that keep the dreams alive, it puts a little pep in my work step.

Bills

This saved us from having to waste time each month remembering passwords (the worst) and paying bills manually. It also saved both of us from worrying if we had enough money in our accounts because we forgot a bill. And, hello, it made sure all the bills got paid.