Lean into the hard

Let’s flashback to November 2015. I was 8 months pregnant. I knew my husband was leaving for a year in two months. I’d accepted my fate, in my mind, with a sort of honorable stoicism.

Imagine my surprise when I was in church for a sermon called “Surviving vs. Thriving.” The remember the graphic from the series well. It was a tree that had two sides. On one side, the tree was dead. It had no leaves, showed no signs of life. On the other, the tree was thirving. It was growing, vibrant with new leaves.

That tree hit home. You see, I’d given up on the next year already. I figured we’d claw through, the three kids and I, but it wouldn’t be anything special. It would be a dead season. This sermon reminded me that I’m only promised a few years, and precious fewer with my kids at home. At that moment, I made up my mind that we would grow and thrive just like the right side of that tree.

Fast forward a month and I had a new baby. My parents had to rush over after my Grandma’s round of chemo ended to be with me since my husband was out of town. Then they left to go help another one of my grandparents whose health was failing.

Fast forward another month and my husband was gone, I had three kiddos (one brand new) and I’d lost one grandparent. I looked around and realized that it was up to me. For the first time, I realized I was truly on my own. I’ve been clinically diagnosed with depression and anxiety so I knew if I gave into despair it wouldn’t end well.

This was the moment. The moment I really decided to put my big girl panties on. I decided the hard work that lay in front of me was mine and mine alone. I was going to have to tackle each hurdle. I could no longer look the other way or hope something would change or that some day I’d feel motivated.

I decided to live on a budget and cut my credit cards up. I decided to finally lose the weight. I decided to try a brand new approach for my threenager so I could be the parent I wanted to be, not the yelling, frustrated mess I was. I decided to get my home in complete order. I decided to reset my relationship boundaries.

So many things. I decided. They were all hard. They were all separate battles I took head on. With each little win, I did develop confidence for the next one. I did figure out I could solve my own problems and I could overcome.

I leaned into the hard. I decided to stop pushing away discomfort or pain. Eventually I realized those things would lead me to great reward and great growth. It’s kind of like a workout. During the workout, it’s a lot of work, a lot of energy expended. But the result is totally worth it, both immediate and long term. It did take a lot of work and a lot of mental change, but the process made me a better person daily and when I got “final” results.

After I went through those battles, I decided to start helping other women do the same. I realized that the same problems I’d had was what they were facing too. I realized that we all needed a healthy dose of Put Your Big Girl Panties On. It didn’t matter the woman, the circumstances, the lifestyle, the income…we’re all fighting the same battles. So, I wrote a book about them.

If you’re interested, please head on over to Amazon to purchase a copy. I’ve walked step by step through these different areas and how to Put Your Big Girl Panties On.

Fund the future

I’ve been coaching women for years but I just got certified as a financial coach last month. I’ve been working with two clients to implement budgets and eliminate debt since March.

$6655 is how much debt my two clients have paid off since March!! Isn’t that so cool? It’s their victory but I’m celebrating it like it’s mine! 

That’s because seeing those numbers is very motivating. My clients use this printable to keep it front and center in their homes so they stay motivated and focused. It tracks their total debt number as they pay it down. For my part, I’m tracking how much they pay off. As that number rises, I get more and more excited! As the number they’re tracking goes down, they get more and more excited.

Why?

Because the money you earn each month can either be funding your future or paying for the past. I think it’s more fun and definitely more freeing to fund the future! If you’ve got debt, you’re paying for the past. I don’t know about you, but don’t want to be working out of obligation of a debt owed. I would rather my money and my hard work be for something in my future, something I want for me or for my family. Not only does that keep the dreams alive, it puts a little pep in my work step.

Let me help you figure it out with a budget makeover & debt payoff plan!! Get started now.